When you review a draft payroll from the Pay page, Freedom checks whether each worker's pay is enough to cover their deductions. If a paycheck can't cover them all, the "What workers take home" section on the "Review & approve" step opens by itself, and a highlighted box under the affected employee's row lists what changed.
For each affected employee, the box and their row show:
Their resulting take-home pay after the adjustments, in the "Net pay" column.
Any deduction that was reduced, and the amount it dropped from and to ("will be reduced from $X to $Y").
Any deduction that was skipped, and the amount that will not be withheld ("will be skipped").
Freedom reduces or skips these deductions automatically. The worker still receives their pay. Only the deductions are adjusted for this pay period, and the amount a skipped or reduced deduction doesn't cover isn't withheld on this payroll. A reduced or skipped deduction can be a tax withholding, a benefit contribution, or a post-tax deduction.
What to do:
If the adjustments look correct, approve the payroll as usual.
If anything looks unexpected, review the affected employees' pay, benefit contributions, and tax withholding (W-4) settings before you approve. Open the employee in People: the "Details" tab shows pay, "Benefits" and "Post-Tax Deductions" show contributions and other deductions, and "Withholdings" shows tax withholding (W-4) settings.
Note: If you instead see This payroll can't be approved yet with a message about a pre-tax retirement contribution (such as a 401(k)), that contribution is larger than an employee's remaining pay for this period, so Freedom can't finish calculating the payroll. Contact support and we'll help you fix it, for example by skipping that contribution for this pay period.